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Our company is Insurety Retirement & Financial Planning. Our main philosophy is one of conservatism, innovation, and safety for our clients.

We, as a company, never, do something just to make money. We educate and help folks like yourself, to make informed decisions about your financial health and only offer advice or implement programs that benefit you and improve your position.

We always try to do the right thing, so that means that if you come to us and say we really want to do so and so, and after looking at the overall plan and seeing that it really doesn't fit, we’ll tell you we really don't think it fits. This philosophy has served me well the past 20+ years I've been in this business.

As a side note I'm sure many of you have good financial advisors that you work with. I want you to understand that we're not in the business to take you away from them or replace them in any way. It's not our goal!

We simply look for ways to improve your situation as needed with programs that help you and improve your overall situation.

Yes we do financial planning and yes if you're unhappy with your Advisor we can help, but that's your decision, not our goal.

         Michael M Niedbala - Founder








My name is Michael Niedbala. I have lived and worked in Pinellas County since 1993. I have had extensive experience in the financial industry for all of my 35 year career. From Public Accounting, to being a Chief Financial Officer, and now, for the last 20 years a Certified Retirement Planner and Independant Financial Advisor.

I really enjoy being an independent Advisor because it provides me with the opportunity to always do what’s in the best interest of you, the client, through offering conflict-free advice. I pride myself on my ability to listen to clients’ needs and goals and develop a plan that gets them where they want to go. I feel a sense of accomplishment when I know that my clients sleep well at night because we’ve set them on the right course.

                Kevin H Acker - Partner
















My name is Kevin Acker. I have been working in Customer Service for nearly 40 years, starting with 6 years in the U.S. Air Force, 31 years with Panasonic, and 2 years as a management consultant. I spent my last 15 years with Panasonic as the Director of Service for the Computer and Business Technology Group.

I relocated to Florida in 2014 for the next chapter in my career which allows me to use my business and financial experience to help those close to retirement and retirees maximize their return on investment while protecting their assets and limiting downside risk. While the stock market has become a volatile place for small investors, we focus on the products that protect your investment and provide the returns and coverages you need and want. 

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